My insurance paid for my white filling as though it was a silver filling. Why?

Your insurance may have what they term an “Alternate Benefit” clause. That means they reserve the right to pay less for the services you received, if they can possibly think up an alternate to the treatment you had. For example, most dentists place white, mercury-free fillings. These white, (“resin” or “composite” fillings) have been a treatment standard for decades, and there have long been questions about the safety and longevity of mercury-amalgam (silver) fillings. Yet, many insurance companies are still paying for white fillings as though they are silver fillings. Why? Because that is how dental insurance companies make the highest profit margin. Dental insurance companies are not looking out for your health, nor do they have your best interests at heart, regardless of how slick their advertising may be. Your Provinces Dentist recommends and provides the clinically correct procedure for your health and well-being.